Our Products

John Lingham Mortgage and Protection Services Limited offers expert mortgage advice for first-time buyers, remortgaging, and buy-to-let properties. We provide tailored protection advice, including life insurance, income protection, critical illness cover, and buildings and contents insurance. Navigate your home buying and remortgaging process with ease and confidence.

Navigate your home buying and remortgaging process with ease and confidence.

Mortgages

We offer a comprehensive range of first and second charge regulated mortgage contracts for both business and non-business purposes, as well as Consumer Buy to Let mortgage and unregulated Buy to Let mortgage contracts from over 65 lenders across the market but not deals that you can only obtain by going direct to a lender. A list of the lenders is available on request.

In circumstances where you are looking to increase existing borrowing, the following options, on which we may not be able to advise, may be more appropriate:

  • A further advance from your existing lender
  • An unsecured loan

The cost our mortgage services

We will charge you a fee of £450.00 before submitting a mortgage application for our services. We may also receive commission from the provider of any products you take out.

You will receive a personalised illustration (ESIS) when considering a particular mortgage, which will tell you about any fees relating to it, and the commission we will be paid. You have the right to ask for information on the variation in levels of commission payable by mortgage lenders. You also have the right to request an illustration for any mortgage we offer.

If you wish to find out more about our mortgage products please contact us below:

Get in touch

Insurance

We recommend products based on a fair and personal analysis for term assurance, critical illness cover, income protection, family income benefit and whole of life.

We recommend buildings and contents insurance based on an analysis of select products from Ageas, AXA, Covéa, LV=, Integra, RSA and UK General.

The cost our insurance services

We arrange the policy with the insurer on your behalf. You do not pay us a fee for doing this. We receive commission from the insurer which is a percentage of the total annual premium.

You will receive an illustration that will tell you about any other fees relating to a particular insurance contract.

If you wish to find out more about our insurance products please contact us below:

Get in touch

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